Andres Wolberg-Stok

Andres is the founding head of a global business team responsible for Citi’s innovation in digital platforms, advanced customer features and the integration of digital payments. He joined Citi from an international personal-finance startup and has served in a variety of digital roles since then, first for Citi Latin America, then for Citi's U.S. consumer businesses, and, since 2012, globally. In 2015, Andres co-led the teams that made Citi the first bank with an Apple Watch app. Previously, as Citi's first global head of mobile banking, he was the lead inventor of Citi Mobile Snapshot -- the patented 2014 breakout feature that made Citi the first major U.S. bank to offer no-login account access. He also led the teams that designed and built Citi’s global mobile banking app and its award-winning, critically-acclaimed consumer banking tablet app. Prior to becoming a banker, Andres was a foreign correspondent and international news executive. He hobnobbed with heads of state and ministers; had tea with mass-murderer military dictators; was driven, blindfolded and at gunpoint, around the capital of Paraguay after midnight; and raced in a car at 120 mph along the edge of a minefield in Croatia. He finds most days in banking very manageable.